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The demonetisation pain is likely to lessen by February-end or early march next year bringing normalcy back into the system, Keki Mistry, VC & CEO of HDFC. Mistry said that some redistribution of wealth has happened with money going into the hands of poor people, which will boost consumption. In the upcoming Budget, agriculture and housing are likely to be the focus sectors, according to Mistry. The government also needs to look at reducing tax rates, which will also help in cutting black money circulation.